MyPostalPay was built by postal employees for postal employees.
We created these free tools because we got tired of hunting through spreadsheets, union PDFs, and LiteBlue pages every time we wanted to know what our actual take-home pay would look like, when our next payday was, or how a different TSP contribution would affect our retirement.
So we built what we wished existed: a clean, fast set of calculators that actually understand how USPS pay works — from FERS deductions and carrier technician premiums to penalty overtime and holiday worked pay. Everything is built from real USPS rules, contracts, and pay scales.
What We Offer
Take-Home Pay Calculator — Covers every craft: clerks (PS-04 through PS-11), PSEs, city carriers (Table 1 & 2), CCAs, mail handlers (Table 1 & 2), MHAs, rural carriers, RCAs, and EAS. Includes all premium pay types: overtime, penalty overtime, night differential, Sunday premium, and holiday worked pay. Carrier technician 2.1% premium toggle for T-6 carriers.
Pay Period Calendar — All 26 pay periods for the 2026 leave year with start/end dates, pay dates, and federal holidays mapped to the correct pay periods. Live indicator showing which pay period we’re in right now.
FERS Retirement Calculator — All four retirement paths calculated with your actual numbers: MRA+30, Age 60+20, Age 62+20 (1.1% multiplier), and MRA+10 (with penalty). Survivor benefit options and side-by-side path comparison.
Leave Accrual Tracker — Projects your year-end balance based on your service category and current usage. Accounts for the 520-hour bargaining unit carryover cap (MOU) and 640-hour EAS cap. Alerts you if you’re at risk of use-or-lose.
TSP Dashboard — Fund performance comparison (G, F, C, S, I), allocation modeler, growth projector, contribution optimizer, and annual limit tracker.
Our Commitment
MyPostalPay is free to use, requires no login, and stores all your data locally in your browser — nothing is sent to any server. The site works offline once installed as a Progressive Web App.
We update pay scales with every COLA and GWI, and we publish guides, news, and analysis on our blog to help you make informed financial decisions.
Not Affiliated with USPS
MyPostalPay is an independent project. We are not affiliated with the United States Postal Service, the Office of Personnel Management, APWU, NALC, NPMHU, NRLCA, or any other postal union or government agency. All calculations are estimates for planning purposes and should be verified with your official earnings statement or payroll office.
Have a question or suggestion? Get in touch.